McPeake Insurance Services can find you the insurance coverage your business needs at a price your business can afford.  

If you California business is like so many others, you are looking to keep you costs low.  But you don't want to sacrifice protection.  McPeake Insurance services can help you find some of the lowest costs for California Business Insurance  that will protect what you have worked so hard to build.  

McPeake Insurance Services has access to more top rated carriers then your traditional agent.  This means you wont have to settle for just one overpriced option.  With more options for California business insurance, that typically means lower costs.  And if you are new in business we have companies that specalize in insuring new business in California.    We have multiple carriers that have no problems with start ups. 

We offer California Commercial General Liability Insurance, California Commercial Auto Insurance, California Workers Compensation Insurance, and Professional Liability Insurance.

While we can help almost any business with their insurance needs we do have especially attractive programs for: Catering and Food Trucks, Electrical Contractors, Painting Contractors, Liquor Stores, Convenience Stores, Heating and Air Conditioning (HVAC) Contractors. 

 Choose below and let us start your personalized quote.

Making sure you have the right coverage for your California Small Business can be risky and financially fatal.  Going with out coverage or not having the right coverage can unnecessarily expose both your business assets and your personal assets.  McPeake Insurance Services takes great pride in understanding your business and your risk, explaining your options to you, and finding the right coverage at the lowest rate. 

Typically a business insurance in California, consits of the following coverages:

Commercial General Liability Coverage

This policy provides for both legal defense and pays damages if you, your employees, or your products or services cause  bodily injury or property damage to a third party.  This coverage is almost always required when leasing an commercial location for your business.

Business Owners Package (BOP) -

 A BOP provides a package of protection for your business.  By combining both General Liability and coverage for the business property (office equipment, computers, inventory and tools) this can be an inexpensive way to provide a larger layer of protection for your business. 

Workers Compensation -

The state of California requires that business's with even just one employee must have Workers Compensation Insurance in California.  Failure to carry workers compensation insurance can result in fines of $10,000 $100,000 and jail time.  Workers Compensation pays for injuries to employees on the job.  It also provides the employer protection as employees can not sue their employer if they are injured on the job. 

Commercial Auto Insurance - 

Once your business owns vehicles you will need to insure them with Commercial Auto Insurance in California.  Just like you personal auto insurance for your private car, Commercial Auto Insurance provides liability coverage for the business vehicles.  This coverage extends to each of your employees while operating company vehicles.   You also will have the ability to add coverage for damage to the company vehicle.  Even if your company does not own vehicles yet, adding Hired and Non-Owned Coverage provides important protection if your employees operate their personally owned cars in the course of your business. 

Their are many other coverages such as, Professional Liability, Directors and Officers, and Excess Liability Coverage. 

No matter what kind of business you own, business insurance can protect you in a host of ways, including:

• Replacing property after a loss.
• Getting your business back up and running after an interruption.
• Lawsuit Protection
• Worker's Compensation

The costs associated with a business insurance policy are small compared with the large risks that you'll protect against.

Thier are several ways to protect your business exposure and it's property.  And because many policies only cover one exposure or another, you may not be adequately protected. 

California Business insurance is a collection of protective insurance policies for any business owner to protect against some of the greatest risks in business. It can shield you from losses arising from property, employee, or customer claims.

Here are two reasons to get started right away!

1. Your business is valuable; You depend on it, your family depends on it.  California Commercial Insurance can protect your valuable assets.
2. It's easy and quick to get a no-risk quote for a California business insurance policy. Just fill out this simply form and within a day, you'll get back a surprisingly affordable business insurance policy tailored to your needs.